Finding a place to call home in Singapore comes with a big decision: should you rent a condo or an HDB flat? Both options are popular, but the choice really depends on your budget, lifestyle, and priorities. Condos come with private facilities and often a touch of luxury, while HDB flats are more affordable and give you a feel of Singapore’s heartland living.
Let’s break down the pros and cons of renting a condo vs. an HDB flat in Singapore so you can figure out which works best for you.
Renting a Condo in Singapore
Condominiums are a popular choice among expats and locals who want comfort, privacy, and modern facilities.
Pros of Renting a Condo
- Facilities at your doorstep – Pools, gyms, BBQ pits, and function rooms are standard perks.
- More privacy and security – Condos usually come with gated security and limited access.
- Prime locations – Many condos are located near MRTs, malls, and business hubs, making commuting easier.
- Larger layouts and modern interiors – Condos typically offer more stylish designs and better finishing.
Cons of Renting a Condo
- Higher rental costs – Monthly rent is significantly more expensive than HDB flats.
- Additional costs – Utilities, maintenance, and condo fees can add up.
- Less community feel – Condo living can sometimes feel more private but less connected to the local culture.
Renting an HDB Flat in Singapore
HDB flats are government-built housing units, home to over 80% of Singaporeans. Renting one gives you a chance to live like a local.
Pros of Renting an HDB
- More affordable – HDB flats are budget-friendly and cheaper compared to condos.
- Spacious layouts – Older HDB units often have larger living spaces.
- Heartland living – You’ll experience the community vibe of Singapore, surrounded by hawker centres, wet markets, and local shops.
- Great accessibility – Many HDB estates are well-connected by MRT, buses, and amenities.
Cons of Renting an HDB
- No luxury facilities – Don’t expect a gym or pool unless you get a flat in a premium estate.
- Older interiors – Some flats may need renovation or may not have modern designs.
- Regulations – There are rules about subletting and who can rent, especially for foreigners.
Condo vs. HDB Rental in Singapore: Which Should You Choose?
Your choice between renting a condo or an HDB flat boils down to budget and lifestyle:
- If you want luxury, convenience, and can stretch your budget → Condo is your best bet.
- If you want affordability, bigger spaces, and an authentic community experience → HDB is the smarter choice.
For many first-time renters, it’s worth weighing how much you value amenities like a pool and gym compared to saving money on rent each month.
MKD Real Estate’s Take
At MKD Real Estate, we’ve worked with both locals and expats looking for rentals in Singapore. The key is to start by setting a clear budget and identifying your must-haves. Whether that’s a condo with modern facilities or an HDB flat in a vibrant local estate, there’s always a property that can match your needs.
Final Thoughts
There’s no one-size-fits-all answer when it comes to Condo vs. HDB rental in Singapore. Each has its pros and cons, but the best choice is the one that balances your budget, lifestyle, and long-term needs.
👉 Looking for your next rental in Singapore? Reach out to MKD Real Estate today, and we’ll help you find the perfect home.
FAQs
Is it cheaper to rent a condo or an HDB flat in Singapore?
Generally, HDB flats are more affordable to rent compared to condos. Condos tend to have higher rental prices because they come with facilities like pools, gyms, and security.
Can foreigners rent HDB flats in Singapore?
Yes, foreigners can rent HDB flats, but only the whole unit, not individual rooms. Certain restrictions may apply depending on your work pass type and landlord preferences.
What are the main benefits of renting a condo in Singapore?
Condos offer lifestyle perks such as gyms, pools, BBQ pits, and round-the-clock security. They’re also often located near MRTs and shopping malls, making them convenient for city living.
Are utilities more expensive in a condo than an HDB flat?
In most cases, yes. Condos often have larger units and higher air-conditioning usage, which can increase utility bills compared to smaller HDB flats.
How long is a typical rental lease for condos and HDB flats in Singapore?
Most leases are 1–2 years for both condos and HDBs. Short-term rentals (less than 6 months) are not usually allowed, especially for HDB flats.
Which is better for families: renting a condo or an HDB flat?
It depends on lifestyle and budget. Families who value space and affordability may prefer HDB flats, while those who want modern facilities and a more private living environment might choose condos.
Can I negotiate rental prices for condos and HDB flats?
Yes, rental negotiations are common in Singapore. Market demand, property location, and lease duration often influence how much flexibility landlords have.